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Get an Insurance-Approved Vehicle Tracker Today

If you have a vehicle, big or small, you should get an insurance-approved vehicle tracker today—because in Eswatini, it’s a necessity, not an option. Drivers and fleet owners not only have to worry about hijackings but also the financial strain that comes with having their vehicles stolen.

While Eswatini’s hijacking rates are lower than those of our neighbors, the Royal Eswatini Police Service (REPS) warns that vehicle theft remains a persistent threat, with high-value commercial fleets being prime targets for cross-border smuggling. In a compact economy like ours, the loss of even a single vehicle can stall operations and impact your bottom line. By using Cartrack Eswatini’s recovery and telematics services, you gain the peace of mind that comes with a 90% recovery rate, ensuring your assets are protected from the moment they leave the warehouse in Matsapha until they reach the border.

In the Eswatini context, this means that on top of the daily hustle of dropping your kids at school, navigating the morning fog on the Malagwane Hill, dodging stray livestock, and ensuring your goods reach your customers in Matsapha on time, you now also face the heavy worry that every trip could turn you into another national loss. In a Kingdom where every life is vital to our social fabric, moving from a reactive to a proactive mindset is about ensuring that your daily drive doesn’t become a tragedy for your family and your community.

At Cartrack, we unfortunately can’t remove the thieves from the road, but we can make their “jobs” harder, your lives safer, and possibly your insurance premiums lower—all thanks to our top-of-the-range vehicle tracking device.

Key Takeaways:

  • You’ll want a certified tracker because it makes finding a stolen car much more likely
  • It’s a smart move for your wallet since it can help you get cheaper insurance prices
  • These devices don’t just find cars; they also look after people with panic buttons and crash alerts
  • High-quality tech like jamming detection means thieves won’t be able to hide your vehicle easily

Why do insurance companies insist on certain brands of trackers?

Insurance companies insist on certain brands of trackers because only certain trackers have been certified by independent organisations like VESA. This certification backs the quality and reliability of the device, meaning that the chance of your vehicle being retrieved after being stolen is much higher.

What organisations like VESA check on a tracking device are:

  • Battery life
  • Durability
  • The device’s communication capability during an emergency

It’s the same reason you’re more likely to choose an established phone brand when buying a new phone. You trust that the brand made a quality phone that won’t break after a small fall. Your vehicle is a much more valuable asset compared to your phone, which is why you should want to protect it with the right, reliable tech.

A bonus to you for getting an insurance-approved tracker means that you’ll possibly be able to lower your insurance premiums!

How an insurance-approved tracker saves your pocket

An insurance-approved tracker saves your pocket by removing the financial burden that comes with having your car stolen. A high-quality tracking drive (like the one from Cartrack) will increase the chance of you getting your vehicle back and just having one fitted will likely lower your insurance premiums.

Protecting your asset

An insurance company is there to help you out when something happens to one of your assets. A tracking device helps keep one of your biggest assets safe, assuring you and your insurance that if your vehicle does get stolen, the chance of you getting it back is high.

Think about the costs that come with having your car stolen. You now need to figure out how to get around, and using an e-hailing company or renting a vehicle is expensive. And even with insurance, the payout usually doesn’t cover the full cost of a new vehicle, which is why it’s always better to have your vehicle recovered than to rely on the settlement.

One of the reasons insurance companies love Cartrack is because we have numbers to back our claims. Over the past decade we have successfully recovered 100 000 vehicles!

Person tampering with vehicle, highlighting need for an insurance-approved vehicle tracker for theft protection.

Protect the person, not just the car

Tracking devices help protect the personnot just the car. This is because modern tracking devices do more than just track a GPS location. Tracking devices, like the one from Cartrack, have features like panic buttons, roadside assistance and automatic crash detection.

All of these features put you at ease when you’re on the road and reduce your risk valuation from your insurance company. So if you look at it like that, it’s really a win-win situation.

Trackers can turn compliance into a competitive advantage

An insurance-approved tracking device will help you turn compliance into a competitive advantage because you’ll have secure and reliable eyes watching your fleet when you can’t. Advanced tracking devices also give you operational insights that you’ll be able to turn into valuable insights.

Reduce your fleet’s total risk cost

Businesses with fleets often have the highest insurance rates on their vehicles. This comes down to the fact that you’re a higher-risk client compared to the everyday person. Your fleet travels on busy roads constantly, they carry expensive cargo, and trucks and delivery vehicles are more expensive in general.

It also makes business sense to try and reduce the total risk cost associated with your fleet. When you install insurance-approved trackers in your fleet, you have the ability to negotiate with your insurance provider to get lower rates.

Rapid recovery keeps your business moving

If a heavy-duty truck carrying E500,000 in materials is stolen, the insurance payout is only a small fraction of the crisis you’ll face. You must account for the local client whose project—perhaps a critical national infrastructure development—is now delayed, and more importantly, the trauma experienced by your driver. In Eswatini, where specialized drivers are a vital asset, providing immediate support and ensuring their safety through real-time recovery services is essential for maintaining your reputation and your team’s morale.

Invest in a tracking device from Cartrack that has rapid recovery teams, and who’ll work around the clock to get your truck back before the cargo has been stolen or damaged. Invest directly into the success of your business! 

Improve your driver’s behaviour

An insurance-approved tracker has the ability to provide you with accurate data on your drivers’ driving behaviour. This tech allows you, as the fleet manager, to monitor how your drivers are performing on the road. 

You’ll know if they’re:

  • Speeding
  • Breaking/cornering harshly
  • Idling excessively
  • Stopping at unplanned destinations
  • Taking unauthorised detours

Having the data available gives you a leg to stand on with your insurance company because you can prove to your insurance provider that you have reliable and responsible drivers.

The tech behind a certified tracker

The tech behind certified trackers is multi-constellation GNSS and GSM tech. This technology is what ensures accurate location tracking and prevents signal jamming. One of the main reasons insurance companies prefer certain vehicle trackers is because only certain devices have advanced tech that can truly support vehicle recovery.

What are multi-constellation GNSS and GSM?

GNSS and GSM are advanced tracking units that are designed for finding your vehicle even in the most remote/low-signal areas. Basic tracking devices solely rely on GPS tech, but advanced units, (like the ones from Cartrack) use multi-constellation GNSS, which connect to multiple satellite systems.

This is why we have such a high recovery rate, and why insurance companies love us! 

Jamming detection and alerts

Criminals have gotten smarter, and instead of them just taking your car and hoping for the best, they’re using signal jammers to block the signal of your tracking device. At Cartrack we like to be one step ahead. Our tracking units are designed to detect when our signal is being blocked, and when this happens the unit will trigger an internal alarm and send an alert to our control room.

This type of tech gives us the insurance stamp of approval! 

Operator in control room monitoring live tracking dashboard for an insurance approved vehicle tracker.

Durability and backup battery

A tracker can’t be useful if it can be disabled when the car battery wires are cut. An insurance-approved tracker, like ours, has a backup power source. This way the signal will still be transmitted even without the vehicle’s main source of power. Cartrack’s tracking devices are also designed to handle extreme temps and vibrations.

Giving you the reassurance that you’ll always be protected no matter the circumstances. 

Cartrack: The gold standard for insurance-approved trackers

Cartrack is the gold standard for insurance-approved trackers because we can back up our claims with numbers. Over the past 10 years we’ve recovered around 100 000 vehicles, and every day we’re recovering more! We also have a lifetime maintenance warranty on our hardware, making sure you’ll always be protected.

And if you’re still unsure as to why you should choose us to be your insurance-approved tracker, remember that there are a lot of companies that can show you where your car is on a map…but there are only a few that can go out and get it for you. And Cartrack is at the top of that list.

Contact us today to get an obligation-free quote and get those insurance premiums down!